:root{--navy:#16363a;--cream:#f8f4ed;--orange:#f75e38;--peach:#ffdbbf;--mint:#a8dbc8;--ink:#17383a;--muted:#607473}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:'DM Sans',sans-serif}.topbar{height:82px;display:flex;align-items:center;justify-content:space-between;padding:0 clamp(24px,6vw,92px);border-bottom:1px solid #e8e0d6;position:relative;z-index:2}.brand{display:flex;align-items:center;gap:9px;color:var(--navy);text-decoration:none;font-size:25px;font-weight:700;letter-spacing:-1.8px}.brand>span:last-child span{color:var(--orange)}.brand-mark{width:28px;height:28px;border-radius:9px;background:var(--orange);color:#fff;display:grid;place-items:center;font-family:Georgia;font-size:25px;font-style:italic;line-height:1}.desktop-nav{display:flex;gap:35px}.desktop-nav a,footer a{color:var(--ink);font-size:14px;text-decoration:none}.header-action{font-size:14px;color:var(--navy);font-weight:700;text-decoration:none}.header-action span{color:var(--orange);font-size:20px;margin-left:6px}.hero{min-height:590px;display:grid;grid-template-columns:1.05fr .95fr;overflow:hidden}.hero-copy{padding:89px 40px 77px clamp(24px,8vw,126px);max-width:730px}.eyebrow{margin:0 0 18px;color:var(--orange);font-size:11px;font-weight:700;letter-spacing:1.5px}.pulse-dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--orange);margin:0 7px 1px 0}.hero h1,h2{font-family:'DM Serif Display',Georgia,serif;font-weight:400;letter-spacing:-1.8px;line-height:.99;margin:0}.hero h1{font-size:clamp(49px,5.2vw,82px);max-width:620px}.hero h1 em,h2 em{color:var(--orange);font-weight:400}.hero-description{font-size:17px;line-height:1.6;max-width:480px;margin:25px 0 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span:last-child{background:var(--navy);font-size:8px}.social-proof p{margin:0;color:#647373;font-size:11px;line-height:1.5}.social-proof strong{color:var(--ink)}.hero-art{position:relative;background:var(--peach);overflow:hidden;min-height:510px}.sun{position:absolute;width:520px;height:520px;background:#ffeada;border-radius:50%;bottom:-195px;left:50%;transform:translateX(-50%)}.arch{position:absolute;border:2px solid #f4a976;border-radius:180px 180px 0 0;border-bottom:0;width:280px;height:390px;bottom:-10px;left:50%;transform:translateX(-50%)}.arch-two{width:430px;height:515px;opacity:.7}.ground-line{position:absolute;bottom:95px;width:100%;border-top:2px solid #f8ad7f}.person{position:absolute;width:218px;height:365px;bottom:69px;left:50%;transform:translateX(-47%)}.head{position:absolute;z-index:2;width:81px;height:94px;border-radius:45% 45% 44% 43%;background:#b9603c;left:72px;top:37px}.hair{position:absolute;z-index:3;width:100px;height:104px;border-radius:56% 41% 30% 45%;background:#2c2a27;left:58px;top:16px}.hair:after{content:'';position:absolute;width:43px;height:65px;background:#2c2a27;right:-8px;top:42px;border-radius:0 30px 30px 0}.neck{position:absolute;width:36px;height:39px;background:#a85334;left:94px;top:114px}.body{position:absolute;z-index:1;bottom:0;left:25px;width:177px;height:226px;border-radius:80px 80px 0 0;background:#f65d39;transform:rotate(-2deg)}.shirt-line{position:absolute;height:182px;border-left:2px solid #e85231;left:86px;top:15px}.arm{position:absolute;z-index:3;width:30px;height:133px;background:#b9603c;border-radius:20px;transform-origin:bottom}.arm-left{left:14px;top:139px;transform:rotate(33deg)}.arm-right{right:13px;top:127px;transform:rotate(-36deg)}.phone{position:absolute;z-index:4;right:0;top:76px;width:38px;height:69px;background:#183a3b;border:4px solid #fff;border-radius:7px;color:#fff;text-align:center;padding-top:17px;transform:rotate(11deg);font-size:24px}.money-card{position:absolute;z-index:5;background:#fff;border-radius:9px;box-shadow:0 15px 25px #b6714d42;padding:12px 15px;width:148px;transform:rotate(-6deg)}.card-one{top:105px;right:13%}.money-card span{display:block;color:var(--orange);font-weight:700;font-size:12px}.money-card strong{display:block;font-size:25px;letter-spacing:-1px}.money-card small{font-size:9px;color:#708080}.spark{position:absolute;color:var(--orange);font-size:29px}.spark-one{top:78px;left:15%}.spark-two{right:16%;bottom:140px;font-size:19px}.trust-bar{min-height:76px;background:var(--navy);color:#eff6f1;display:flex;align-items:center;justify-content:space-between;padding:0 clamp(24px,8vw,126px);font-size:13px}.trust-bar p{font-family:'DM Serif Display',serif;font-size:20px;margin:0}.trust-bar div{display:flex;gap:27px}.trust-bar span{color:#c6ded5;font-size:12px}.section{padding:112px 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div{margin-top:11px;gap:13px;flex-wrap:wrap}.section{padding:75px 24px}.steps-grid{grid-template-columns:1fr;gap:38px;margin-top:45px}.loan-section,.application,.faq{grid-template-columns:1fr;gap:50px}.calculator{max-width:500px}.application form{padding:23px}.faq{gap:35px}footer{display:grid;gap:18px}footer>div{flex-wrap:wrap}.hero h1{font-size:57px}.card-one{right:12%}}@media(max-width:430px){.header-action{font-size:0}.header-action span{font-size:23px}.hero h1{font-size:49px}.hero-buttons{gap:15px;align-items:flex-start;flex-direction:column}.form-row{grid-template-columns:1fr}.term-options{grid-template-columns:repeat(2,1fr)}.hero-art{min-height:375px}.person{transform:translateX(-50%) scale(.9);transform-origin:bottom}.card-one{right:4%;top:70px}}